Calculators Helpful Financial Planning Calculators I found a home – what will my payments be? Can I really afford to buy a home? Should I refinance my current mortgage? Am I Better Off Renting or Purchasing? Which loan is better? I already own a home – how much equity do I have? Pointers on points – Should I pay them? What are closing costs and why do I have to pay them? Which is better – a 30 or 15 year mortgage? Which is better – monthly or biweekly payments?